Virginians describe payday loans to their experiences

Virginians describe payday loans to their experiences

Experiencing misled, scammed and eventually threatened by high-interest price car and payday name loan providers, Virginians are pleading with federal regulators to not rescind a proposed groundbreaking guideline to rein in abuse.

Tales from almost 100, mounted on a Virginia Poverty Law Center page asking the customer Finance Protection Bureau not to ever gut the guideline, stated these triple-digit rate of interest loans leave them stuck in some sort of financial obligation trap.

VPLC Director Jay Speer said the guideline that the CFPB is considering overturning — needing loan providers to consider a borrower’s ability that is actual repay your debt — would stop most of the abuses.

“Making loans that the debtor cannot afford to settle could be the hallmark of that loan shark and never a lender that is legitimate” Speer penned in the page to your CFPB. 阅读更多

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