When you have lent a great deal from Provident, read A template page to inquire of for the reimbursement from Provident and think for those who have an instance to help make a claim. You can find a huge number of feedback below that article, so you can observe how others are becoming on using their complaints.
Background вЂ“ affordability complaints
The rules that are regulatorвЂ™s a loan provider has got to make appropriate checks that that loan is affordable for the debtor. That loan is affordable in the event that client can repay the mortgage without the need to borrow more income or get behind due to their other bills and debts.
The present regulator is the FCA, but this responsibility to test affordability additionally used before 2014 if the workplace of Fair Trading (OFT) ended up being the regulator.
The customer can send it to FOS for a decision if a lender rejects a complaint.
If that loan is little, FOS will never expect a loan provider to create detailed checks. But one of many things it looks for is вЂњre-lendingвЂќ, in which a loan provider keeps providing loans to a consumer, as this could be an indicator that the loans can be creating a customerвЂ™s place even even worse, maybe perhaps not assisting them. 阅读更多